540 20th Street NW Cleveland, TN 37311
Listing Courtesy of: GREATER CHATTANOOGA / Listed By: Jody Gatlin, Bender Realty

  540 20th Street NW Cleveland, TN 37311

Active
$395,000 (USD)
3
BED
3
BATH
2,249
SQFT

Description

STROLL TO LEE UNIVERSITY | CHARMING HISTORIC DISTRICT! In the heart of Cleveland's desirable historic district and just a short walk from Lee University, this beautifully updated home offers the best of both worlds -- character and convenience. Once inside, you'll find gleaming hardwood floors leading you through the airy open floor-plan. The renovated kitchen is a true showcase, featuring stainless steel appliances, granite countertops, farmhouse sink, and a large center island perfect for casual dining or host dinners in the spacious formal dining room. Unwind in the oversized primary suite complete with a walk-in closet and a luxurious en suite bath. The finished basement adds even more living space with a cozy den, wood-burning fireplace, and a quiet home office -- ideal for today's flexible lifestyle. Step outside to a covered patio overlooking the expansive backyard, perfect for relaxing or weekend barbecues. With tasteful updates throughout and a location full of historic character, convenient to dining and night life activities, this home is truly one-of-a-kind.

MLS #:
1537844
Taxes
$1,668
Lot Size
0.41 acres
Type
Single-Family Home
Year Built
1949
Style
Other
County
Bradley County

Listed By

Jody Gatlin, Bender Realty
Source
GREATER CHATTANOOGA
Last checked Jul 1 2026 at 3:40 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • En Suite
  • Walk-In Closet(s)
  • Laundry: Laundry Room
  • Granite Counters
  • Separate Dining Room
  • Open Floorplan
  • Eat-In Kitchen
  • Ceiling Fan(s)
  • Kitchen Island
  • Built-In Features
  • Laundry: Sink
Subdivision
  • Wolfe First Addn
Lot Information
  • Level
  • Cleared
  • Landscaped
Property Features
  • Foundation: Block
Heating and Cooling
  • Central
  • Central Air
Basement Information
  • Finished
Flooring
  • Tile
  • Hardwood
Exterior Features
  • Vinyl Siding
  • Roof: Shingle
Utility Information
  • Utilities: Sewer Connected, Electricity Connected, Water Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: Arnold Elementary
  • Middle School: Cleveland Middle
  • High School: Cleveland High
Garage
  • Garage
Parking
  • Garage Faces Front
  • Driveway
  • Garage
Stories
  • 2
Living Area
  • 2,249 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
%
Interest rate
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Mortgage calculator estimates are provided by Bender Realty LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2026 Greater Chattanooga Association of Realtors. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/1/26 08:40